Insurance Help

We help you navigate the glass-claim process — step by step

Glass claims are often covered, and many carry a low or zero deductible. Here’s how the process works with us — and what to have ready so your quote goes smoothly.

The claim process

Six steps from damage to done

1

Confirm your coverage

Call your carrier and ask: is comprehensive or full glass coverage active, and what is my glass deductible? Many policies cover repair with zero deductible.

2

Gather your information

Collect the details on our checklist below before you call us or open a claim — it keeps the process fast and accurate.

3

Open the claim

Report the glass damage to your carrier to get a claim number. Tell them you’ve chosen Auto Glass Guys as your glass provider.

4

Get your quote

We confirm the correct glass for your vehicle, check whether ADAS recalibration is required, and give you a transparent estimate.

5

Schedule the install

Pick a mobile service time and location that works for you. We come to your home or workplace.

6

We handle the paperwork

On approved claims we bill the carrier directly where possible — you typically only pay your deductible at the time of service.

What to have ready

Gather these details before you open a claim or request a quote — it makes the process faster and helps us give you an accurate estimate the first time.

Insurance carrier name

e.g. State Farm, Progressive, GEICO

Policy number

Found on your insurance card or app

Claim number

Once your carrier opens the claim

Vehicle year, make & model

Trim level helps if known

VIN (if handy)

17 characters, on your registration

Photos of the damage

A couple of clear close-ups

Service location

Home or work address for mobile install

Your name & phone

So we can confirm your slot

Deductible amount

From your policy, if applicable

Coverage options to know

  • Comprehensive coverage typically pays for glass damage from road debris, weather, and vandalism.
  • Many policies offer full glass coverage with no deductible for repair or replacement.
  • If your deductible is higher than the repair cost, a cash job may cost less — we’ll show you both.
  • We work with your carrier on assignment so you don’t manage the paperwork alone.

Common questions

What should I say when I call my carrier?

Tell them you have glass damage and would like to open a comprehensive glass claim, and that you’ve selected Auto Glass Guys to perform the work.

Do I pay anything out of pocket?

You typically pay only your deductible at the time of service. If your policy has full glass coverage, there may be no cost to you.

What if my deductible is high?

If your deductible exceeds the repair cost, paying cash is usually cheaper. We’ll compare both paths in your quote.

Is ADAS recalibration covered?

When required, recalibration is part of a safe replacement and is commonly included in approved glass claims.

Ready to get started?

Start your quote and choose the insurance path — we’ll guide you the rest of the way.